TYPES OF SERVICE	CHARGES
Savings Bank A/c – No frills A/c
Minimum Balance	NIL
Charges for non maintenance thereof	N/A
Saving Bank Accounts with Cheque facility
Minimum Balance	Rs.5000.00
Charges for non maintenance thereof	NIL
Saving Bank Accounts without Cheque facility
Minimum Balance	Rs.1000.00
Charges for non maintenance thereof	NIL
Other savings bank account facilities
Issue of Duplicate Statement	Rs.10/- Per Page
Issue of loose cheque leaves	NIL
Issue of duplicate pass book	Rs.25.00
Mode of calculation of minimum balance	Monthly
Electronic Payments
Inward RTGS / NEFT / ECS transactions – free, no charge to be levied
Outward transactions –
(i) RTGS – Rs. 1 to 5 lakh	– not exceeding Rs. 25 per transaction
– Rs. 5 lakh and above	– not exceeding Rs. 50 per transaction
(ii) NEFT  – Up to Rs. 1 lakh	– not exceeding Rs. 5 per transaction
– Rs.1 lakh and above	– not exceeding Rs. 25 per transaction
Banks may prescribe charges not higher than cheque return charges for ECS debit returns.
These charges shall be applicable for all types of transactions, including inter-bank funds transfers.
Outstation cheque collection
– Up to Rs. 10,000	– not exceeding Rs. 50 per instrument
– Rs. 10,000 to Rs. 1,00,000	– not exceeding Rs. 100 per instrument
	– not exceeding Rs. 100 per instrument
	– not exceeding Rs. 150 per instrument
Remittance Facilities through own bank
PO – Issue	Rs.1.5/- per thousand Min. Rs.50.00
PO-Cancellation	Rs.50.00
PO-Duplicate	Rs.100.00
PO-Revalidation	NIL
EFT Charges – Inward	NIL
EFT Charges – Outward	Rs.50/-
RTGS – Outward	Upto 10 Lakhs Rs.100/-above every 1 lakh or part thereof Rs.50.00
RTGS – Inward	NIL
Collection of Cheques	NIL
Remittance Facilities through other bank
DD – Issue	Rs.3 per thousand
DD – Cancellation	Rs.100.00
DD – Duplicate	NIL
DD – Revalidation	NIL
Collection of Cheques	Rs.1.50/- per thousand Min. Rs.150.00 + other Bank Charges
Foreign Exchange Transactions
Remittance Outward	2.5% plus Swift Charges of Rs.1050/-
Remittance Inward	Rs.500/-
TCs – Selling	NIL
TCs – Encashing	NIL
Foreign Currency – Encashing / Issue	NIL
Cheque Collection
Local	NIL
Outstation through another bank	Rs.1.5 per thousand Min. Rs.150/-
Bouncing of cheques – Local	Saving Bank A/c – Rs.100/- Current Account – Rs.250/-
Bouncing of cheques – outstation – through another bank	Rs.150/- + other Bank Charges
Retail Loan
Loan Processing Charges	0.5% Max. Rs.50000/-
Prepayment Charges	NIL
No due Certificate	NIL
Solvency Certificate	Rs.2500/-
Charges for late payment of EMI	NIL
Charges for changing from fixed to floating rates of Interest	NIL
Charges for changing from float to fixed rates of Interest	NIL
MISCELLANEOUS
Balance enquiry	NIL
Balance Certificate	Rs.100.00
Interest Certificate	NIL
Account closure	Saving Bank A/c – Rs.50/- Current Account – Rs.100/-
Use of Fax/Telephone/Modem	Actual
Photo attestation	Rs.50/-
Signature attestation	Rs.50/-
Stop Payment Charges	Rs.100/-
Inoperative account	NIL
* Service charges subject to Indian service tax rules